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Welcome to IRFA

The Institute of Retirement Funds (IRF) is a non political body which represents and promotes the interests of the retirement industry in Southern Africa, to the ultimate benefit of the members of retirement funds. The most important function of the IRF is to represent the retirement industry in negotiations with government authorities and the Financial Services Board (FSB), which would include commenting on legislation and tax matters affecting retirement funds/pensioners etc. The IRF therefore depends on total support from all parties concerned with the retirement benefit provision industry.

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IRFA DISPATCH: Wednesday, 17 August 2016

LOCAL NEWS - Saving vs investing: why they are two very different things - Is your pension fund talking to you? - Part 5 of 5: Living annuity or guaranteed annuity? - How to save 1% per annum in fees when saving for retirement - INTERNATIONAL NEWS - UK companies pay five times more in dividends than pensions - Pensioner poverty a real threat as 300,000 set to retire - Pensions are now a millstone for Britain

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IRFA DISPATCH: Tuesday, 2 August 2016

LOCAL NEWS - Most retirement funds support reforms - Treasury steps in to curb tax avoidance using trusts - Annuity drawdown rate down, but still above recommended five percent - Both active and passive funds can deliver, if you stick with them - Top three tips to build wealth at an early age - Enjoy the freedom that saving brings - Will your pension fund let you boost what you save? - A fresh approach to employee benefits - INTERNATIONAL NEWS - No consensus over pension 'triple-lock' - The outdated pensions that force investors to pay 75pc more - Pension Funds Monitoring Remains A Priority - Why Pensions’ Last Defense Is Eroding - OUT OF INTEREST NEWS - SA economy: Time is running out

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IRFA DISPATCH: Thursday, 21 July 2016

LOCAL NEWS - Reconciling draft default Regulation 37 and Regulation 28: A potential conflict? - The key to building wealth - Changes to what is tax deductible - INTERNATIONAL NEWS - Pensioners' annuity incomes plunge by 37pc in eight years - Octagon Pension Services is helping Kenyans to prepare for retirement - UK company pension deficits rise £89bn in a month - That 'safe' retirement investment is about to change - Retirement planning for women - Chinese people saving earlier for retirement, survey says

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IRFA DISPATCH: Wednesday, 13 July 2016

LOCAL NEWS - Fund can delay paying benefit while criminal charges are investigated - Contract employees’ contributions must be treated differently - Proposed regulations aim to make advice fairer How to retire wealthy - Bringing a first world model to our shores - Why you may not be gaining anything from a tax-free account at a bank - INTERNATIONAL NEWS - New government pension rules open the door to rip-offs - Time for a new model pension fund rescue - Chinese pension funds primed for market foray - OUT OF INTEREST NEWS - SA economy shows all the hallmarks of a recession

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