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Welcome to IRFA

The Institute of Retirement Funds (IRF) is a non political body which represents and promotes the interests of the retirement industry in Southern Africa, to the ultimate benefit of the members of retirement funds. The most important function of the IRF is to represent the retirement industry in negotiations with government authorities and the Financial Services Board (FSB), which would include commenting on legislation and tax matters affecting retirement funds/pensioners etc. The IRF therefore depends on total support from all parties concerned with the retirement benefit provision industry.

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IRFA Annual Conference

IRFA Inaugural Golf Day

The Inaugural IRFA Golf Day will be held on Sunday, 05 July 2015 at the Atlantic Beach Golf Club, Western Seaboard. A full field of 120 golfers are expected to enter this year’s Golf Day. The players include those involved with the IRFA Conference. The competition format is a four ball alliance (two scores to count) played over 18 holes. An IRFA Trophy and other Prizes will be awarded at the conference welcoming function. Atlantic Beach Official rules to apply on the day of event. Your participation in the event will certainly generate great exposure for your company and contribute immensely to augment your existing marketing and promotional campaigns. You are invited to contribute sponsorship, which may include printing of your company’s logo on any clothing materials such as Golf Shirts and Peak Caps, as well as other branding opportunities. Also, there will be photographs taken on the day and you are guaranteed exposure in IRFA corporate publications. Your participation & sponsorship will be acknowledged on the rule cards as well as at the prize giving. For more information& bookings contact the Tournament Organiser - Olivia Green on 078 255 0110 /

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The Institute of Retirement Africa (IRFA) would like to take this opportunity to invite the industry professionals, including government leaders, trustees, asset managers, fund administrators, Retirement Fund members, pension lawyers and all other interested parties to attend this landmark event where we will explore and debate issues surrounding retirement and investment in emerging markets, specifically the African continent. The Programme has been designed to the theme, Expanding Horizons, and will unpack the challenges which prevail, the best practices which can adopted and adapted to our unique circumstances, the opportunities which exist, and the relationships which can be forged, primarily for the benefit of our local retirement sector but also the continent as a whole. With topics being presented by prominent industry role-players both from our shores and abroad comprising our usual array of plenary sessions, panel discussions and workshops, we wish to unravel and explore, amongst others, the following: •The Status of Retirement Funds in Africa •Offshore Investment in Africa •Achieving Financial Security in Emerging Markets •Legalities Surrounding Offshore Funds

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2015 Annual Conference: Venue and date announcement

Dear IRFA Members and Industry Stakeholders It is our pleasure to announce that the date and venue of the IRFA 27th annual conference. Please note that the date will be earlier than in the previous years. We will be holding the conference from the 5th until the 7th of July 2015 at the Cape Town International Convention Centre. Details on delegate registration and sponsorship opportunities will follow in the coming weeks. We appreciate the support you have given us thus far and are sure that together we will once more have a successful and informative conference. Thanks again. IRFA Team

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IRFA Dispatch - Thursday 14 May 2015

Top stories - Are SA pension funds missing an opportunity? - Watch out for capital gains tax in retirement - Fund of funds – should they still exist? - How easy will it be to mobilise the savings of the nation? - Make financial sector simpler - Nene - Dependents, debt, disinterest and withdrawal the key issues defining retirement today

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IRFA Dispatch - Friday 8 May 2015

Top stories - Asking the hard questions on the road to retirement - Questions raised on state’s savings regulation stance - Battling companies must apply for business rescue, says PFA - Getting South Africans to save - Employers dodging pension obligations - Pension changes mean more super needed - UK enquiries rise after pension changes

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IRFA Dispatch - Wednesday 6 May 2015

Top stories - Smoking, seat belts and retirement savings - Managing your money after retirement - Saving 15% of your salary probably isn’t enough - Can 18 year olds handle death benefit lump sums? - Pension investments clash with principles - UK’s largest companies under pressure over pension contributions - Only 15% of India’s GDP dedicated towards retirement planning

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IRFA Dispatch - Tuesday 28 April 2015

Top stories - Invest for specific retirement goals - Your rights as a taxpayer - A 'nyatsi' can't claim inheritance - wife and children can claim pension unhindered - Pension shock for millions: Disaster after annuity rates hit record low - Pension annuity incomes 'hit all-time low' - Tax take: The true cost of pensions freedom remains misunderstood

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