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Geraldine Fowler - President

Geraldine Fowler is the IRFA President and Executive Board Member. She is also founding Director and CEO of GQM Fund Administrators. She has over 28 years’ experience in the industry in the areas of administration, consulting and trusteeship. She has held senior positions with Private Fund Administration and Consulting Houses. She has academic qualifications in insurance, business studies, financial planning and writing.


Amanda Khoza (BCOMPT, MBA, MDP-BBBEE) - Vice President

Amanda is the IRFA Vice President and Executive Board Member. She  has over 20 years’ experience in financial services, serving in a number of senior roles. She has worked in institutional investments, management accounting, transformation and research for companies listed on the JSE’s main board. Her roles have included the strategic development and implementation of business development programmes, writing and speaking engagements and development and management of transformation programmes. She previously served as a non-executive director of the ASISA ESD Fund, ASISA Foundation and the INSETA boards. She is currently a Director on the Institute of Retirement Funds Africa Board and serves as the Chairperson on its Transformation and Sustainability sub-committee. Her broad experience in governance structures and strategic roles positions her well in understanding the financial inclusion eco-system which she is passionate about.

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Enos Ngutshane - Executive Board Member

Enos Ngutshane is the former IRFA President and still serves as an Executive Committee Member of the Institute of Retirement Funds Africa (IRFA). He is an authority in Corporate Governance, Local Government, Rail Safety, Occupational Health and Safety. He has worked for different institutions such as, Gauteng Government as Deputy Director General, Wits Business School as lecturer, and South African Foundation for Public Management (SAFPUM) as a CEO. He was the Chairperson and a Trustee of the Prasa Provident Fund for 15 years.

Nancy Andrews - Executive Board Member

Nancy is the Head of Legal for DSY EB & Invest. She is responsible for the legal & compliance and tax have extremely good work relationship with SARS, FSCA&NT and she is actively involved with the regulators when it comes to aligning the law and pension and tax practices. She was twice the past President of the Pension Lawyers Association of South Africa. She a member of the IRFA Legal and Tax Committee and  the Chairperson of the Tax committee. She served as a trustee and the PO on a number of boards with her past employees.

She have been in the industry for more than 20yaers and she have served on the IRFA legal and tax committee almost 12years. She always volunteered to assist the IRFA when making representations to the Regulators and currently represent the IRFA on all consults with NT, SARS and the FSCA. She have long standing relationship with other industry bodies such as ASISA , BASETA and the PLA.

Cheryl Ward

Cheryl is currently the Chief Operating Officer at one of the larger retirement funds in SA. She has over 25 years’ experience in the retirement funding industry in the areas of fund administration, fund consulting and communication. Providing an efficient administration system backed by technical expertise and good governance are areas of focus for her. Cheryl is also dedicated to communicating and educating members using technology and robust financial literacy programmes. Her studies include financial planning, investment, property and banking.

Mkuseli Mbomvu

Mkuseli has been in the financial services for more than two decades having worked for Old Mutual, Sanlam Investments Management, Mineworkers Provident Fund and Sanlam Corporate.


He has served as a trustee- Sanlam Umbrella Funds, Principal Officer – MWPF Beneficiary Fund and worked as an executive for Old Mutual Super Fund. I have a passion and understanding of retirement regime both in terms of member needs as well as appreciation of the regulatory frameworks.


In his current role, he is charged with the responsibility of governance (Risk, Legal and Compliance) which are the cornerstone in preserving the integrity of retirement funds. 

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Mandla Nkosi

Mandla Nkosi is the Managing Director at INGCAMBU FIDUCIARY SOLUTIONS, an Authorised Financial Services Provider, that renders fiduciary solutions, legal and advisory services to corporate; institutional; union and retail clients. He has over 20 years of experience.

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Professor JV Du Plessis (Voet)

Voet Du Plessis is a Professor Emeritus Faculty of Law at the University of the Free State specialising in Labour Law and Retirement Fund Law. He is an Advocate of the Supreme Court of South Africa and a long serving Board member of IRFA and also serves on the Legal and Tax Committee of the Institute.